Should I outsource my app or build it myself with AI?
It depends. If you want to test an idea fast and have time to learn, build it with AI. If the core is payments, security or personal data, where mistakes are costly, hand that part to a professional. You can also mix the two.
Do it in this order
- Money Building yourself is mostly monthly subscriptions: Claude $0~$20 / month (estimate), Cursor $0~$30 / month (estimate). Agency quotes vary widely, so we don't quote a number here; collect several yourself.
- Time Building yourself costs your time. Write down how many hours a week you really have.
- Risk If payments, login or personal data are involved, get a professional review.
- Mix Make the blueprint yourself and outsource only the hard parts. Quotes are easier to compare and cost less.
How Bilo helps
- With a blueprint and cost table you can ask agencies to quote on the same basis.
- We separate "jobs only you can do" from "jobs that need a professional".
Amounts are estimates, and we don't guarantee results such as launch date or revenue.
Sources and date checked
- https://claude.com/pricing (checked 2026-10-31)
- https://cursor.com/pricing (checked 2026-10-31)
- https://www.ycombinator.com/library/4Q-how-to-plan-an-mvp (checked 2026-10-31)